Short-term Health Insurance
Whatever your temporary situation – just graduating college, between jobs or simply waiting on group coverage to start – short-term health insurance plans offer vital medical coverage for a limited period of time (usually from 1 to 12 months) and are a great solution for many. Florida Blue and Mid-Florida Agencies both recognize that our living and working environments in this day and age are continually changing and evolving, and the demands they place upon us don’t always give us the opportunity to make smooth transitions. The good news is that plans are available to ease the worry that comes with lapsed coverage.
Short-term health insurance holders should know, however, that such plans are no substitute for comprehensive coverage. Should you have a pre-existing medical condition, with a HIPAA (Health Insurance Portability and Accountability Act) Plan, short-term insurance is not a viable option. Instead, if you had coverage under previous employment, employer-sponsored insurance can and should be extended under a government-regulated option commonly known as COBRA, which you should seriously consider.
Give yourself the peace of mind when you travel. With the BlueCard program available through Mid-Florida Agencies, you’re covered nationwide, whether you require care in urban or rural areas. If you travel internationally, you’ll have access to doctors and hospitals in nearly 200 countries and territories around the world through the BlueCard Worldwide® Program.
Prescription Drug Plans
We manage costs, you manage your medication
The pharmaceutical treatments that come with your doctor’s diagnosis can be expensive. Should you require a specialist to attend to a serious condition or ailment, you can expect medications to play a major part in your cure. Whether you need to immediately address infection or to handle a long-term malady, prescription drugs constitute the reliable road to recovery. Mid Florida Agencies understands well that the costs associated with maintaining your health are not incidental. We will work with you to keep your pharmacy costs within your budget.
Critical Illness Insurance
Foreseeing the unforeseen
Central Floridians like all Americans have come to expect the best in healthcare service when personal health calamities occur. It’s no secret, however, that our state-of-the-art medical technologies crossed the threshold of general affordability a long time ago. Mid-Florida Agencies offers critical illness insurance to address the costs that comes with unexpected (or planned for) debilitation. Florida Blue continues to lead our communities statewide in the Blue Cross Blue Shield tradition into the 21stcentury, making healthcare accessible to every customer we serve.
An accident can happen to anyone, even the most careful of people. But your healthcare coverage may not cover all the costs involved and leave you with a financial impact. Accident insurance provides you with a payment to use as you want and can assist with any out-of-pocket expenses you may incur as a result of the accident.